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Showing posts from May, 2020

The Prosperity Gospel

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photo: NJlifehacks The "prosperity gospel" is one which acknowledges Jesus Christ as the means to get what we want, and it greatly asserts that Christ is the vehicle to riches, wealth, and whatever else we (materialistically) desire. Whereas the "true gospel" of Christ is that which acknowledges Jesus Christ as the end itself. In brief:  When you receive Jesus Christ, then you've reached your destination. So whatever wealth, prosperity or anything else that comes along with His great promises is a means for you to make his name known to the ends of the earth. It'd be very sad if any of us died before achieving our main goal in life, whatever that might be. To most of us it might be wealth. It is indeed sad, but if you died before acquiring wealth, you would still be okay. But if you died before receiving Jesus Christ in your heart, you would be eternally doomed to hell's flames. I am not saying that we shall

The common unfortunate story of the three brains.

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Photo by David Clode on unsplash.com "There once was a shop selling brains," so goes the story. "The first was an American brain, the second was Chinese and the third was an African brain." "A buyer walked in and wanted to purchase one of the brains. To his surprise, he found out that the African brain was the most expensive of them all, so he inquired why it was so. 'You see, the African brain is the least used brain of them all, right now as you see it right there, it is as fresh as new.' The brain salesman replied..." Have you heard of this story before? It is usually well constructed by a motivational speaker or a financial guru as they try to encourage the African child to be more creative. I believe this story was created to insinuate that most Africans and/or African  countries at large are in a relatively unpleasant position than they would otherwise desire, because Africans do not think , they do not use their bra

How to create a budget that won't stress you out.

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Image: http://tiny.cc/on9xoz Being that we're now in lockdown and I'm staying at home with my parents and siblings for the whole time, one thing that I genuinely miss during this period is working on my personal spreadsheet, since now most of my needs are being provided for without me having to expend from my own purse (thank goodness!). A few weeks ago before all this happened, I'd grown used to filling in my budget spreadsheets with weekly expenditures. I'd sit down with my laptop every Saturday evening and begin   figuring out the best way to fit my large personal expenditures for the following week into my small available income.  While budgeting and following a specific budget structure might be stressing to some, I personally find it very interesting. Budgeting can mean to stress us out in most cases because we somehow tend to want to follow very many rules. Yes, sometimes we learn a lot of phenomenal ideas about managing finances that promise to

Emergency Fund

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photo adopted from: unsplash.com I used to wonder how wealthy people could maintain the same standard of living year in and year out, even when the news told us that that person's economic life was crumbling. Somehow they managed to live the same kind of life they had always lived. I went to school with the daughters and sons of  some of these wealthy people, but whether they left office or went out of business, they still managed to pay up the school fees fully and on time, not to mention that their children's buys still overflowed at the school canteen. Their season(s) of economic struggle didn't seem to ever reflect in their lives, at least not in their children's lives. When I met the concept of Emergency Fund, I immediately knew that this had to be the trick. It was the magic that helped wealthy people to maintain the same standard of living even during their downtime as they figured out how to get back on their feet. I met this amazing conc